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Institutional Discipline. Specialized Fiduciary Guidance.

Protecting the financial legacies of 9/11 families, first responders, and veterans. Founded by those who lived it.

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Why Sirmium Capital?

Combining a survivor's perspective with institutional discipline.

Eslyn Hernandez

Eslyn Hernandez

MANAGING PARTNER & 9/11 FAMILY MEMBER

A Survivor's Perspective

Son of a 9/11 victim, Eslyn uses his Wealth Strategy expertise to navigate the unique financial complexities of the 9/11 community.

William Harrison

William Harrison

CHIEF INVESTMENT OFFICER & VETERAN

Expert Discipline

A military veteran with 20+ years of financial experience, Will combines a unique investment philosophy with institutional rigor.

Specialized Fiduciary Wealth Management

Who We Serve

Dedicated exclusively to the 9/11 community, first responders, and military veterans.

Sirmium Capital is an SEC-registered investment advisor built exclusively for 9/11 families, first responders, and military veterans. Unlike general-practice financial advisors, our team specializes in the unique financial instruments and benefit structures that affect this community — from Victim Compensation Fund (VCF) awards and USVSST distributions to pension offset calculations and the ongoing $11.4 billion Bitcoin recovery case (MDL #1570) in the Southern District of New York.

Our fiduciary duty means every recommendation is made in your best interest. We do not sell insurance products, earn commissions, or accept payments from third parties. Our fee-only structure ensures complete alignment between our advice and your financial well-being.

9/11 Families & Survivors

We help families of 9/11 victims navigate VCF award management, USVSST distribution planning, estate architecture, and multi-generational wealth preservation. Our founder, Eslyn Hernandez, is himself the son of a 9/11 victim — bringing a personal understanding of the challenges this community faces that no textbook or certification can provide.

First Responders

FDNY firefighters, NYPD officers, PAPD personnel, and other first responders face complex benefit coordination challenges. VCF offset calculations, pension maximization decisions, SSDI crossover points, and SECURE 2.0 carve-outs all interact in ways that require specialized analysis.

Military Veterans

Veterans transitioning to civilian life need a financial strategy that integrates TSP rollovers, VA disability coordination, GI Bill optimization, and civilian retirement planning into a cohesive framework. Our CIO, William Harrison, is a military veteran who understands these challenges firsthand.

Schedule Your 20-Minute Strategy Briefing

Eliminate uncertainty. Turn your benefits into a secure, multi-generational legacy.

Our 3-Step Process:

1

Step 1:

Private 20-minute strategy call.

2

Step 2:

Analysis of how 2026 VCF / USVSST and Tax updates specifically affect your portfolio.

3

Step 3:

Your written legacy and cash flow roadmap.

Our Commitment

Why Families Choose Sirmium Capital

For 9/11 families, first responders, and veterans, financial planning is not a generic exercise. The intersection of Victim Compensation Fund awards, USVSST distributions, pension disability elections, and the ongoing $11.4 billion Bitcoin recovery case (MDL #1570) creates a uniquely complex landscape that demands specialized fiduciary guidance.

Sirmium Capital was founded by members of the 9/11 community who understand these challenges personally. As a registered investment advisor operating under a strict fiduciary standard, we are legally obligated to act in our clients' best interests at all times — not sell products, earn commissions, or recommend proprietary funds.

VCF & USVSST Coordination

Preventing benefit offsets that can cost families hundreds of thousands of dollars through strategic filing and timing optimization.

Pension & Tax Optimization

Maximizing after-tax wealth across multiple income streams through strategic Roth conversions and benefit election timing.

Multi-Generational Estate Planning

Ensuring legacies built from sacrifice endure for children and grandchildren through institutional-grade trust and estate architecture.

Sirmium Capital is the only registered investment advisor built exclusively for the 9/11 community. Our fiduciary practice serves surviving families navigating USVSST distributions, first responders managing VCF awards alongside pension benefits, and military veterans optimizing TSP rollovers. Every strategy, portfolio model, and case study on this site reflects real planning scenarios drawn from our work with families who have entrusted us with the financial legacy of their sacrifice. If you are evaluating financial advisors, we encourage you to compare our Form ADV disclosures, fee transparency, and published case studies against any other firm before scheduling a consultation.

Begin Your Planning Architecture

Schedule a private consultation to examine how these specialized strategies apply to your family's unique financial situation.

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SYSTEM ARCHITECTURE

The Advisor & Client OS Ecosystem

Our autonomous ecosystem leverages specialized agents to provide a unified, expert experience across the client lifecycle.

Advisor & Client OS Ecosystem
AMPLIFY

The Growth Engine

Amplify is your dedicated prospecting agent. It scans the digital landscape—from SEC filings to specialized forums—identifying the next generation of 9/11 claimants and HNW first responders, drafting outreach that reflects the Stoic empathy of Sirmium Capital.

LEAD RESEARCH

The Reasoning Engine

Lead Research is the intelligence core of our Vault. Named after the philosopher of wisdom, it analyzes client documents in real-time, cross-referencing data with IRC §401(a)(9) and the Zadroga Act to identify strategic tax-planning opportunities others miss.

WATCHDOG

The Vigilant Guardian

Watchdog is the silent guardian of the Sirmium OS. It performs continuous SEO/GEO scans to ensure our firm remains visible to those who need it most, while enforcing rigorous encryption standards to keep client data untouchable.

Free planning snapshot — no docs needed

Sirmium Concierge

Financial Planning Assistant
Welcome. I'm your personal planning concierge at Sirmium Capital. I'll walk you through a quick intake to build a snapshot of your financial picture — no documents needed.
Let's start — which best describes your situation?