Protecting the Protectors.
Wealth Advocacy.

You served on the front lines. We serve your retirement. Specialized planning for NYPD, FDNY, and PAPD navigating pension tiers and the 2026 tax landscape.

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Produced by Eslyn Hernandez • Fiduciary Advisor

The Front-Line Pipeline

Grounded alignment between your pension and your private wealth mission.

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Pension Tier Optimization

Navigating the nuances of Tier 2 vs Tier 3 vs Tier 6 benefits. Analyzing the "final average salary" (FAS) calculations for 2026 retirements.

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457(b) Marshalling

Maximizing the "three-year catch-up" provision. Strategies for deferred compensation to minimize your effective tax rate during transition.

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Benefit Protection

Shielding your VCF-linked line-of-duty benefits while preparing for generational wealth transfer. Fiduciary-grade oversight for first responders.

SIRMIUM INTELLIGENCE
Q1 2026 Responder Brief
Pension Defense & Wealth Transfer

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🤝 Front-Line Experience 🎯 Fiduciary Standard

Tactical AI Advisor

Access the Sirmium Wealth Engine — tailored for responders. Understand your pension projections and private portfolio in one unified view.

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Get Your First Responder Retirement Plan

Free 5-part guide on pension optimization, 457(b) strategies, and disability planning.

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