Original equity research, market commentary, and quarterly newsletters. Individual security selection for families who need more than a portfolio.
"The less money paid toward income taxes and unnecessary fees, the more money a client has working to increase wealth. Our job is to find great businesses at fair prices and own them for decades."— William Harrison, CIO
Todd Wenning recently published "13 Thoughts on Investing" — a compact piece that reads like a field manual for anyone serious about building durable wealth. I walk through the ideas that resonated most and explain what they mean for the families we serve.
Moat depth over moat width. Capital cycle awareness. Dividend sustainability over streak length. Why these principles matter for VCF awards, pensions, and legacy wealth.
AI valuations north of $1.5 trillion against less than $100B in combined revenue. Passive indexing at 53% of assets. The top 10 stocks now account for 39% of the S&P 500. What does this mean for disciplined investors?
The S&P 500 sits in the 99th percentile of longest rallies without a 5% pullback. U.S. debt at $37 trillion. Why gold, Bitcoin, and owning great businesses at fair prices remain our compass.
A comprehensive analysis of the Thrift Savings Plan's 2026 changes and what they mean for military families and federal employees preparing for retirement.
How veterans can transform military benefits into durable generational wealth through disciplined planning, TSP optimization, and individual security selection.
Deep analysis of regulatory changes affecting Thrift Savings Plan participants — fee structures, fund allocations, and retirement planning implications.
A step-by-step operational roadmap for transitioning military members looking to roll their TSP into an individually managed portfolio.
How healthcare workers can protect and grow their wealth through pension optimization, tax strategies, and smart savings discipline.
Looking for financial planning guides? Eslyn Hernandez writes specialized guides for 9/11 families, first responders, and veterans.
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