Latest Articles
View All Articles →The OBBBA Planning Window: 30+ Tax & Retirement Changes You Need to Know
SALT cap raised to $40K, estate exemption $15M permanent, TCJA rates locked in. Here's what changed and which provisions expire in 2028.
Read Article →How to Invest a $500K VCF Award Without Losing Half to Taxes
Your VCF award is tax-free. Your investment returns aren't. Here are 5 tax-efficient strategies with a sample $500K allocation.
Read Article →VA Disability + TSP Withdrawal: The Tax-Free Stack
Combine VA disability, Roth TSP, and the 0% capital gains zone to build a retirement income stream with an effective tax rate near zero.
Read Article →NYPD 9/11 Responders: How to Stack Your VCF, Pension & USVSST Benefits
Most officers who responded to Ground Zero don't realize they may qualify for four separate income streams. Here's how to coordinate them.
Read Article →FDNY EMS Pension vs. Fire Pension: The Gap Nobody Talks About
Same department, dramatically different retirements. The annual pension gap between FDNY EMS and Fire can exceed $23,500.
Read Article →SECURE 2.0 for First Responders: 5 New Rules You Need to Know
Penalty-free withdrawals at 50, student loan 401(k) matching, emergency savings — Congress gave first responders new retirement tools.
Read Article →Guides & Research
Complete Guide to Managing Your 9/11 VCF Award
Comprehensive planning framework for VCF recipients—tax treatment under IRC §139, investment allocation, and estate protection strategies.
Read Guide →USVSST Distribution Planning Guide
Strategic positioning for each distribution round, including lien resolution and timing optimization for the Sixth Distribution.
Read Guide →Bitcoin Recovery & MDL 1570 Case Analysis
Monitoring the Bitfinex hack recovery proceedings and their impact on terrorism fund beneficiaries. $11.4B under judicial review.
Read Guide →First Responder Pension Optimization Guide
Side-by-side pension analysis for FDNY, NYPD, and PAPD — lump-sum vs. annuity options, VCF offset strategies, and retirement income planning.
Read Guide →Military TSP Rollover Strategy Guide
Strategic IRA rollover timing to minimize tax acceleration under the SECURE Act while maintaining asset flexibility for veterans.
Read Guide →Veteran Wealth Defense Framework
Comprehensive financial planning for veterans—VA disability coordination, TSP strategies, BRS analysis, and estate protection.
Read Guide →Quarterly Newsletters
View All Newsletters →Eslyn's Report: 2025 Year End Update
A transparent review of 2025 performance — examining the impact of AI economics and passive fund concentration. Detailed updates on ASML, Alphabet, and Root Inc.
Download Report ↓Eslyn's Report: October (Q3 2025 Review)
Deep dive into market cycles driven by human nature, the impact of $37T national debt on asset allocation, and strategic positioning in gold and Bitcoin.
Download Report ↓Get Our Research Delivered Weekly
Research notes, financial planning guides, and quarterly market commentary — directly in your inbox.
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