2026 Pension
Payment Calendar

Every 2026 payment date for NYCERS, the NYPD Police Pension Fund and New York State. Four of the twelve New York City payments land in the following calendar month. Here is which ones, and why.

Quick answer

If you are wondering where your payment is, check the month first. New York City pension systems pay on the last calendar day of the month and roll forward when that day is a weekend. In 2026 that happens four times, so the January payment arrives Monday February 2, February arrives March 2, May arrives June 1, and October arrives November 2. New York State works the opposite way, paying on the last business day, so a NYSLRS payment never slips into the next month.

New York City: NYCERS and NYPD Police Pension Fund

For 2026 these two systems pay on the same twelve dates. NYCERS publishes them month by month; the Police Pension Fund publishes them as its monthly EFT pay dates. All twelve match. Highlighted rows are the months whose payment lands in the following calendar month.

Payment forCheck mailed (NYCERS)Direct deposit
JanuaryWed Jan 28Mon Feb 2 next month
FebruaryWed Feb 25Mon Mar 2 next month
MarchFri Mar 27Tue Mar 31
AprilMon Apr 27Thu Apr 30
MayWed May 27Mon Jun 1 next month
JuneFri Jun 26Tue Jun 30
JulyTue Jul 28Fri Jul 31
AugustThu Aug 27Mon Aug 31
SeptemberFri Sep 25Wed Sep 30
OctoberWed Oct 28Mon Nov 2 next month
NovemberWed Nov 25Mon Nov 30
DecemberMon Dec 28Thu Dec 31

Check-mailed dates are the ones NYCERS publishes. The Police Pension Fund states that physical checks are typically mailed two business days before the last day of the month. Sources: NYCERS Pension Payment Calendar and the NYCPPF 2026 Monthly EFT Pay Dates for Retirees.

New York State: NYSLRS

The Office of the State Comptroller states the deposit goes in on the last business day of each month and the check is mailed on the second-to-last business day. Because that rolls backward rather than forward, no NYSLRS payment in 2026 lands in the following month.

Payment forCheck mailedDirect deposit
JanuaryJan 29Fri Jan 30
FebruaryFeb 26Fri Feb 27
MarchMar 30Tue Mar 31
AprilApr 29Thu Apr 30
MayMay 28Fri May 29
JuneJun 29Tue Jun 30
JulyJul 30Fri Jul 31
AugustAug 28Mon Aug 31
SeptemberSep 29Wed Sep 30
OctoberOct 29Fri Oct 30
NovemberNov 27Mon Nov 30
DecemberDec 30Thu Dec 31

Source: Office of the New York State Comptroller, Pension Payment Calendar. NYSLRS asks retirees to contact them if a mailed check has not arrived by the 8th of the following month.

Why the City and the State pay on different days

It comes down to one word in each rule. The NYC Police Pension Fund says payments go out on the last day of the calendar month, and if that lands on a weekend or holiday they go out on the next following business day. That rolls forward. The State Comptroller says a NYSLRS deposit is made on the last business day of each month. That rolls backward.

Most months the two rules produce the same answer. They only diverge when the last day of the month falls on a Saturday or Sunday, which in 2026 happens in January, February, May and October. In those months a City retiree is paid in the following calendar month and a State retiree is not. January is the clearest example: NYSLRS pays Friday January 30, while NYCERS and NYPD pay Monday February 2.

This matters for anyone budgeting month to month, and it matters at year end. If you are counting twelve deposits in a calendar year, or timing a withdrawal against a pension deposit, the roll-forward months are the ones that catch people out.

FDNY members: the Fire Department Pension Fund is a separate system from NYCERS and the Police Pension Fund, and we were not able to verify its published 2026 calendar, so it is deliberately not listed here. Confirm your dates with your own fund rather than assuming they match the table above. Teachers (NYSTRS and NYC TRS) and BERS are also separate systems.

Common questions

Pension payment questions

NYCERS 2026 direct deposit dates are February 2, March 2, March 31, April 30, June 1, June 30, July 31, August 31, September 30, November 2, November 30 and December 31. Those are the payments for January through December in order. Checks are mailed earlier, on January 28, February 25, March 27, April 27, May 27, June 26, July 28, August 27, September 25, October 28, November 25 and December 28.
Because the NYC systems pay on the last calendar day of the month and roll forward. The NYC Police Pension Fund states the rule directly: checks are distributed the last day of the calendar month, and if that day falls on a weekend or holiday they are distributed on the next following business day. January 31 2026 is a Saturday, so the January payment is made Monday February 2. This happens four times in 2026: January pays February 2, February pays March 2, May pays June 1, and October pays November 2. Nothing is late and nothing is missing.
For 2026, yes. All twelve direct deposit dates published by NYCERS match the twelve monthly EFT pay dates published by the NYC Police Pension Fund. Both are on the same last-calendar-day rule. They are still separate retirement systems with different benefits, so this applies to the payment date only.
The two use opposite rules. The Office of the State Comptroller states that a NYSLRS pension is deposited on the last business day of each month, which rolls backward, so it never slips into the following month. The NYC systems pay on the last calendar day and roll forward, so they can. In January 2026 a NYSLRS retiree is paid Friday January 30, while a NYCERS or NYPD retiree is paid Monday February 2.
NYSLRS 2026 direct deposit dates are January 30, February 27, March 31, April 30, May 29, June 30, July 31, August 31, September 30, October 30, November 30 and December 31. Checks are mailed on the second-to-last business day: January 29, February 26, March 30, April 29, May 28, June 29, July 30, August 28, September 29, October 29, November 27 and December 30.
First check whether this is one of the months that rolls forward, because in 2026 four NYC payments land in the following calendar month. If the date has passed, contact your own retirement system directly, since only they can trace a payment. NYSLRS asks that you contact them if a check has not arrived by the 8th of the following month. Sirmium cannot look up or release a pension payment.

Knowing the date is the easy part

The harder questions are what the payment is taxed at, how it fits with a 457(b) drawdown, and whether the option you elected still matches your situation. Those are worth a conversation.

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